Phone: 800-892-7104
Website: https://www.commercebank.com/
Reports to: D&B and Experian (can take up to 60-90 days to report)
Description:
At Commerce Bank, we have over 150 years of experience and many strong, established products to back us up. From Bloomington, Illinois to Denver, Colorado, and at 184 branches in between, we serve individuals, families, businesses and communities at the local branch, the ATM, online and through our 24/7 customer service line. Commerce Bank serves customers in Missouri, Kansas, Illinois, Oklahoma, and Colorado.
To Qualify:
Business Rewards Card (Net 20 or Revolving)
– Entity in good standing with Secretary of State
– Business credit history
– EIN number with IRS
– Business address- matching everywhere.
– D&B number
– Business License- if applicable
– Business Bank account
– 2 years in business
– Must have at least $5M in annual revenue, if less a Personal Guarantee (PG) is required- minimum credit score of 660 – does a hard pull
Business Platinum Card (Net 25 or Revolving)
Entity in good standing with Secretary of State
– Business credit history
– EIN number with IRS
– Business address- matching everywhere.
– D&B number
– Business License- if applicable
– Business Bank account
– 2 years in business
– Must have at least $5M in annual revenue, if less a Personal Guarantee (PG) is required- minimum credit score of 660 – does a hard pull
Special Note: Any business within Commerce Bank’s retail lending area (MO, KS, IL, OK, CO) only can apply.
To Apply: At a branch if online they may require a PG
Terms:
Net 20 or Revolving (Business Rewards Card)
Net 25 or Revolving (Business Platinum Card)